๐พ Farm Finance Boom! Arya.ag Lands $81M ๐
Tech
$81 Million Investment Fuels Arya.agโs Rapid Growth
Arya.ag, an Indian agritech company, has secured a significant $81 million all-equity Series D round of funding from GEF Capital Partners, demonstrating confidence in its business model and growth trajectory amidst challenging global commodity markets.
Navigating Volatility with a Smart Strategy
Despite declining global agricultural commodity prices โ largely driven by extreme weather, rising input costs, and trade disruptions โ Arya.ag is successfully maintaining profitability by avoiding direct commodity bets and employing a business model designed to absorb downward pricing pressures.
A Massive Scale, Low Risk Approach
The company aggregates and stores approximately $3 billion in grain annually, representing 3% of national output, and facilitates roughly $1.5 billion in loans each year, while maintaining a remarkably low gross non-performing asset (NPA) rate below 0.5%.
Profitability Soars with a 30% Margin
Arya.agโs strategic approach, including a built-in 30% margin and a mark-to-market strategy, has effectively controlled its NPAs and defaults, resulting in a substantial 39% increase in profit after tax year-over-year, reaching โน340 million (approximately $3.78 million).
Empowering Farmers Through Technology
Technology is central to Arya.ag's operations, utilizing AI for grain quality assessments, satellite data for crop stress monitoring, and sensor-enabled storage bags, enabling farmers in villages without formal warehouses to store grain effectively.
Strategic Investment for Expansion and Innovation
The recently secured capital will primarily be used to further scale smart farm centers, deploy more digital tools closer to farms, and strengthen the companyโs blockchain-based system, digitally tracking stored grain across lending and trade transactions.
IPO Horizon and Global Ambitions
Arya.ag intends to pursue an IPO within the next 18 to 20 months, fueled by the latest capital infusion and improving profitability. Beyond India, the startup plans a selective expansion through a software-led model, initially deploying in parts of Southeast Asia and Africa.